Corporate financing

SMEs in Switzerland have a variety of financing options at their disposal. The most common forms of financing are:

Equity: Equity is the most important source of financing for SMEs. This includes reserves, profits and contributions from owners. Equity is a long-term and relatively inexpensive form of financing.

Debt capital: Debt capital is another important source of financing for SMEs. This includes loans from banks, leasing and factoring. Debt capital is a short-term or medium-term form of financing that is linked to interest.Equity financing: Equity financing is a form of debt financing in which an investor acquires a stake in the Businesses. Equity financing is a long-term form of financing that is associated with a share in the profit and loss of the Businesses.
 

This depends on the individual needs and circumstances of the Businesses. Financing via investors usually aims to utilize the investors' know-how and activate their network. Investors are generally compensated for this information. Banks generally assume a more favorable financing option, but this is often tied to collateral.

The exact requirements for a business loan application in Switzerland can vary depending on the lender, but the following documents are usually required: business plan/business plan, annual financial statements, credit check, financial forecasts, collateral and business account statements.